{"id":512,"date":"2025-10-08T08:00:00","date_gmt":"2025-10-07T23:00:00","guid":{"rendered":"https:\/\/marketsquare.jp\/?p=512"},"modified":"2026-06-18T11:55:40","modified_gmt":"2026-06-18T02:55:40","slug":"%e4%b8%89%e8%8f%b1ufj-e%e3%82%b9%e3%83%9e%e3%83%bc%e3%83%88%e8%a8%bc%e5%88%b8%e3%81%ae%e7%89%b9%e5%be%b4%e3%81%a8%e3%83%a1%e3%83%aa%e3%83%83%e3%83%88%e3%83%bb%e3%83%87%e3%83%a1%e3%83%aa%e3%83%83","status":"publish","type":"post","link":"https:\/\/marketsquare.jp\/?p=512","title":{"rendered":"\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u7279\u5fb4\u3068\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u5fb9\u5e95\u89e3\u8aac\u30102025\u5e74\u6700\u65b0\u7248\u3011"},"content":{"rendered":"\n<p 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>\u30c7\u30e1\u30ea\u30c3\u30c85\uff1a\u5b9f\u5e97\u8217\u3067\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u9650\u5b9a\u7684<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%886%EF%BC%9A%E6%B5%B7%E5%A4%96%E6%8A%95%E8%B3%87%E3%81%AE%E9%81%B8%E6%8A%9E%E8%82%A2\" >\u30c7\u30e1\u30ea\u30c3\u30c86\uff1a\u6d77\u5916\u6295\u8cc7\u306e\u9078\u629e\u80a2<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E4%BB%96%E7%A4%BE%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\" >\u4ed6\u793e\u3068\u306e\u6bd4\u8f03<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E6%A5%BD%E5%A4%A9%E8%A8%BC%E5%88%B8%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\" >\u697d\u5929\u8a3c\u5238\u3068\u306e\u6bd4\u8f03<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/marketsquare.jp\/?p=512\/#SBI%E8%A8%BC%E5%88%B8%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\" >SBI\u8a3c\u5238\u3068\u306e\u6bd4\u8f03<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E5%8F%A3%E5%BA%A7%E9%96%8B%E8%A8%AD%E3%81%AE%E6%B5%81%E3%82%8C\" >\u53e3\u5ea7\u958b\u8a2d\u306e\u6d41\u308c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/marketsquare.jp\/?p=512\/#Step1%EF%BC%9A%E5%BF%85%E8%A6%81%E6%9B%B8%E9%A1%9E%E3%81%AE%E6%BA%96%E5%82%99\" >Step1\uff1a\u5fc5\u8981\u66f8\u985e\u306e\u6e96\u5099<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/marketsquare.jp\/?p=512\/#Step2%EF%BC%9A%E3%82%AA%E3%83%B3%E3%83%A9%E3%82%A4%E3%83%B3%E7%94%B3%E3%81%97%E8%BE%BC%E3%81%BF\" >Step2\uff1a\u30aa\u30f3\u30e9\u30a4\u30f3\u7533\u3057\u8fbc\u307f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/marketsquare.jp\/?p=512\/#Step3%EF%BC%9A%E6%9B%B8%E9%A1%9E%E3%81%AE%E6%8F%90%E5%87%BA\" >Step3\uff1a\u66f8\u985e\u306e\u63d0\u51fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/marketsquare.jp\/?p=512\/#Step4%EF%BC%9A%E5%AF%A9%E6%9F%BB%E3%83%BB%E5%8F%A3%E5%BA%A7%E9%96%8B%E8%A8%AD\" >Step4\uff1a\u5be9\u67fb\u30fb\u53e3\u5ea7\u958b\u8a2d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/marketsquare.jp\/?p=512\/#Step5%EF%BC%9A%E5%88%9D%E5%9B%9E%E3%83%AD%E3%82%B0%E3%82%A4%E3%83%B3%E3%83%BB%E8%A8%AD%E5%AE%9A\" >Step5\uff1a\u521d\u56de\u30ed\u30b0\u30a4\u30f3\u30fb\u8a2d\u5b9a<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E6%8A%95%E8%B3%87%E5%88%9D%E5%BF%83%E8%80%85%E3%81%AB%E3%81%8A%E3%81%99%E3%81%99%E3%82%81%E3%81%AE%E7%90%86%E7%94%B1\" >\u6295\u8cc7\u521d\u5fc3\u8005\u306b\u304a\u3059\u3059\u3081\u306e\u7406\u7531<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/marketsquare.jp\/?p=512\/#1_%E7%9B%B4%E6%84%9F%E7%9A%84%E3%81%AA%E6%93%8D%E4%BD%9C%E6%80%A7\" >1. \u76f4\u611f\u7684\u306a\u64cd\u4f5c\u6027<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/marketsquare.jp\/?p=512\/#2_%E6%95%99%E8%82%B2%E3%82%B3%E3%83%B3%E3%83%86%E3%83%B3%E3%83%84%E3%81%AE%E5%85%85%E5%AE%9F\" >2. \u6559\u80b2\u30b3\u30f3\u30c6\u30f3\u30c4\u306e\u5145\u5b9f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/marketsquare.jp\/?p=512\/#3_%E5%B0%91%E9%A1%8D%E3%81%8B%E3%82%89%E3%81%AE%E6%8A%95%E8%B3%87%E3%81%8C%E5%8F%AF%E8%83%BD\" >3. \u5c11\u984d\u304b\u3089\u306e\u6295\u8cc7\u304c\u53ef\u80fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/marketsquare.jp\/?p=512\/#4_%E5%AE%89%E5%BF%83%E3%81%AE%E5%A4%A7%E6%89%8B%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97\" >4. \u5b89\u5fc3\u306e\u5927\u624b\u30b0\u30eb\u30fc\u30d7<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E6%8A%95%E8%B3%87%E4%B8%8A%E7%B4%9A%E8%80%85%E3%81%AE%E8%A6%96%E7%82%B9\" >\u6295\u8cc7\u4e0a\u7d1a\u8005\u306e\u8996\u70b9<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E5%88%A9%E7%94%A8%E4%BE%A1%E5%80%A4%E3%81%AE%E3%81%82%E3%82%8B%E7%82%B9\" >\u5229\u7528\u4fa1\u5024\u306e\u3042\u308b\u70b9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E7%89%A9%E8%B6%B3%E3%82%8A%E3%81%AA%E3%81%84%E5%8F%AF%E8%83%BD%E6%80%A7%E3%81%AE%E3%81%82%E3%82%8B%E7%82%B9\" >\u7269\u8db3\u308a\u306a\u3044\u53ef\u80fd\u6027\u306e\u3042\u308b\u70b9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E4%BB%8A%E5%BE%8C%E3%81%AE%E7%99%BA%E5%B1%95%E4%BA%88%E6%83%B3\" >\u4eca\u5f8c\u306e\u767a\u5c55\u4e88\u60f3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E7%9F%AD%E6%9C%9F%E7%9A%84%E3%81%AA%E7%99%BA%E5%B1%95%EF%BC%881-2%E5%B9%B4%EF%BC%89\" >\u77ed\u671f\u7684\u306a\u767a\u5c55\uff081-2\u5e74\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E4%B8%AD%E9%95%B7%E6%9C%9F%E7%9A%84%E3%81%AA%E7%99%BA%E5%B1%95%EF%BC%883-5%E5%B9%B4%EF%BC%89\" >\u4e2d\u9577\u671f\u7684\u306a\u767a\u5c55\uff083-5\u5e74\uff09<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/marketsquare.jp\/?p=512\/#%E3%81%BE%E3%81%A8%E3%82%81\" >\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%89%E8%8F%B1UFJ_e%E3%82%B9%E3%83%9E%E3%83%BC%E3%83%88%E8%A8%BC%E5%88%B8%E3%81%A8%E3%81%AF\"><\/span>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u3068\u306f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/kabu.com\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"560\" src=\"https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG-1024x560.webp\" alt=\"\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\" class=\"wp-image-513\" srcset=\"https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG-1024x560.webp 1024w, https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG-300x164.webp 300w, https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG-768x420.webp 768w, https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG-485x265.webp 485w, https:\/\/marketsquare.jp\/wp-content\/uploads\/2025\/09\/MUFG.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption class=\"wp-element-caption\">\u51fa\u5178\uff1a<a href=\"https:\/\/kabu.com\/\" target=\"_blank\" rel=\"noopener\" title=\"\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238<\/a><\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306f\u3001\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7\u306e\u4e00\u54e1\u3068\u3057\u3066\u904b\u55b6\u3055\u308c\u3066\u3044\u308b\u30cd\u30c3\u30c8\u8a3c\u5238\u4f1a\u793e\u3067\u3059\u30022023\u5e74\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u958b\u59cb\u3057\u305f\u6bd4\u8f03\u7684\u65b0\u3057\u3044\u8a3c\u5238\u4f1a\u793e\u3067\u3059\u304c\u3001\u5927\u624b\u91d1\u878d\u30b0\u30eb\u30fc\u30d7\u306e\u4fe1\u983c\u6027\u3068\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u3092\u878d\u5408\u3055\u305b\u305f\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001<strong><span class=\"pre--maker span-stk-maker-yellow\">au\u3058\u3076\u3093\u9280\u884c\u3084Ponta\u30dd\u30a4\u30f3\u30c8\u9084\u5143\u306a\u3069\u3082\u3042\u308a\u3001au\u306e\u30b9\u30de\u30db\u3084\u4e09\u83f1UFJ\u9280\u884c\u306e\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u308b\u65b9\u306b\u9084\u5143\u7387\u306e\u9ad8\u3044\u8a3c\u5238\u4f1a\u793e<\/span><\/strong>\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BC%9A%E7%A4%BE%E6%A6%82%E8%A6%81\"><\/span><strong>\u4f1a\u793e\u6982\u8981<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4f1a\u793e\u540d<\/strong>: \u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u682a\u5f0f\u4f1a\u793e<\/li>\n\n\n\n<li><strong>\u8a2d\u7acb<\/strong>: 2022\u5e74<\/li>\n\n\n\n<li><strong>\u8cc7\u672c\u91d1<\/strong>: 50\u5104\u5186<\/li>\n\n\n\n<li><strong>\u89aa\u4f1a\u793e<\/strong>: \u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7<\/li>\n\n\n\n<li><strong>\u91d1\u878d\u5546\u54c1\u53d6\u5f15\u696d\u8005\u767b\u9332<\/strong>: \u95a2\u6771\u8ca1\u52d9\u5c40\u9577\uff08\u91d1\u5546\uff09\u7b2c61\u53f7<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%89%E8%8F%B1UFJ_e%E3%82%B9%E3%83%9E%E3%83%BC%E3%83%88%E8%A8%BC%E5%88%B8%E3%81%AE%E4%B8%BB%E3%81%AA%E7%89%B9%E5%BE%B4\"><\/span><strong>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u4e3b\u306a\u7279\u5fb4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E3%82%B7%E3%83%B3%E3%83%97%E3%83%AB%E3%81%A7%E4%BD%BF%E3%81%84%E3%82%84%E3%81%99%E3%81%84%E3%82%A2%E3%83%97%E3%83%AA%E3%83%BBWEB%E3%82%B5%E3%82%A4%E3%83%88\"><\/span><strong>1. \u30b7\u30f3\u30d7\u30eb\u3067\u4f7f\u3044\u3084\u3059\u3044\u30a2\u30d7\u30ea\u30fbWEB\u30b5\u30a4\u30c8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u6700\u5927\u306e\u7279\u5fb4\u306f\u3001\u305d\u306e\u30b7\u30f3\u30d7\u30eb\u3067\u76f4\u611f\u7684\u306a\u30e6\u30fc\u30b6\u30fc\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3067\u3059\u3002\u6295\u8cc7\u521d\u5fc3\u8005\u3067\u3082\u8ff7\u308f\u305a\u64cd\u4f5c\u3067\u304d\u308b\u3088\u3046\u3001\u753b\u9762\u8a2d\u8a08\u306b\u5fb9\u5e95\u7684\u306b\u3053\u3060\u308f\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e3b\u306a\u6a5f\u80fd<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30ef\u30f3\u30bf\u30c3\u30d7\u3067\u306e\u53d6\u5f15\u5b9f\u884c<\/li>\n\n\n\n<li>\u8996\u899a\u7684\u306b\u5206\u304b\u308a\u3084\u3059\u3044\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u8868\u793a<\/li>\n\n\n\n<li>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u682a\u4fa1\u60c5\u5831<\/li>\n\n\n\n<li>\u8c4a\u5bcc\u306a\u6295\u8cc7\u60c5\u5831\u30b3\u30f3\u30c6\u30f3\u30c4<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E4%BD%8E%E3%82%B3%E3%82%B9%E3%83%88%E6%A7%8B%E9%80%A0\"><\/span><strong>2. \u4f4e\u30b3\u30b9\u30c8\u69cb\u9020<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30cd\u30c3\u30c8\u8a3c\u5238\u306e\u5f37\u307f\u3092\u6d3b\u304b\u3057\u3001\u624b\u6570\u6599\u4f53\u7cfb\u3092\u975e\u5e38\u306b\u7af6\u4e89\u529b\u306e\u3042\u308b\u6c34\u6e96\u306b\u8a2d\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u6295\u8cc7\u4fe1\u8a17\u306e\u8cfc\u5165\u6642\u624b\u6570\u6599\u306f\u539f\u5247\u7121\u6599\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u9577\u671f\u6295\u8cc7\u3092\u8003\u3048\u3066\u3044\u308b\u65b9\u306b\u306f\u9b45\u529b\u7684\u306a\u6761\u4ef6\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E5%85%85%E5%AE%9F%E3%81%97%E3%81%9F%E6%8A%95%E8%B3%87%E5%95%86%E5%93%81%E3%83%A9%E3%82%A4%E3%83%B3%E3%82%A2%E3%83%83%E3%83%97\"><\/span><strong>3. \u5145\u5b9f\u3057\u305f\u6295\u8cc7\u5546\u54c1\u30e9\u30a4\u30f3\u30a2\u30c3\u30d7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u53d6\u308a\u6271\u3044\u5546\u54c1<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u56fd\u5185\u682a\u5f0f<\/li>\n\n\n\n<li>\u6295\u8cc7\u4fe1\u8a17<\/li>\n\n\n\n<li>\u5916\u56fd\u682a\u5f0f\uff08\u7c73\u56fd\u682a\u5f0f\u4e2d\u5fc3\uff09<\/li>\n\n\n\n<li>ETF\uff08\u4e0a\u5834\u6295\u8cc7\u4fe1\u8a17\uff09<\/li>\n\n\n\n<li>REIT\uff08\u4e0d\u52d5\u7523\u6295\u8cc7\u4fe1\u8a17\uff09<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E4%B8%89%E8%8F%B1UFJ%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%E3%81%AE%E4%BF%A1%E9%A0%BC%E6%80%A7\"><\/span><strong>4. \u4e09\u83f1UFJ\u30b0\u30eb\u30fc\u30d7\u306e\u4fe1\u983c\u6027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e5\u672c\u3092\u4ee3\u8868\u3059\u308b\u91d1\u878d\u30b0\u30eb\u30fc\u30d7\u3067\u3042\u308b\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7\u306e\u4e00\u54e1\u3068\u3057\u3066\u3001\u9ad8\u3044\u4fe1\u983c\u6027\u3068\u5b89\u5168\u6027\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u9867\u5ba2\u8cc7\u7523\u306e\u5206\u5225\u7ba1\u7406\u3084\u6295\u8cc7\u8005\u4fdd\u8b77\u57fa\u91d1\u3078\u306e\u52a0\u5165\u306a\u3069\u3001\u5b89\u5168\u9762\u3067\u306e\u914d\u616e\u3082\u5145\u5b9f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%89%E8%8F%B1UFJ_e%E3%82%B9%E3%83%9E%E3%83%BC%E3%83%88%E8%A8%BC%E5%88%B8%E3%81%AE%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span><strong>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u30e1\u30ea\u30c3\u30c8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%881%EF%BC%9A%E7%AB%B6%E4%BA%89%E5%8A%9B%E3%81%AE%E3%81%82%E3%82%8B%E6%89%8B%E6%95%B0%E6%96%99%E4%BD%93%E7%B3%BB\"><\/span><strong>\u30e1\u30ea\u30c3\u30c81\uff1a\u7af6\u4e89\u529b\u306e\u3042\u308b\u624b\u6570\u6599\u4f53\u7cfb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u624b\u6570\u6599\u306f\u696d\u754c\u3067\u3082\u7af6\u4e89\u529b\u306e\u3042\u308b\u6c34\u6e96\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u56fd\u5185\u682a\u5f0f\u53d6\u5f15\u624b\u6570\u6599<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u73fe\u7269\u53d6\u5f15\uff1a\u7d04\u5b9a\u4ee3\u91d1\u306b\u5fdc\u3058\u305f\u6bb5\u968e\u5236\u624b\u6570\u6599<\/li>\n\n\n\n<li>\u4fe1\u7528\u53d6\u5f15\uff1a\u696d\u754c\u6700\u4f4e\u6c34\u6e96\u306e\u624b\u6570\u6599\u8a2d\u5b9a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6295\u8cc7\u4fe1\u8a17<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8cfc\u5165\u6642\u624b\u6570\u6599\uff1a\u539f\u5247\u7121\u6599\uff08\u30ce\u30fc\u30ed\u30fc\u30c9\uff09<\/li>\n\n\n\n<li>\u7ba1\u7406\u8cbb\u7528\uff1a\u4f4e\u30b3\u30b9\u30c8\u30d5\u30a1\u30f3\u30c9\u3092\u4e2d\u5fc3\u3068\u3057\u305f\u54c1\u63c3\u3048<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%882%EF%BC%9A%E5%88%9D%E5%BF%83%E8%80%85%E3%81%AB%E3%82%84%E3%81%95%E3%81%97%E3%81%84%E6%8A%95%E8%B3%87%E3%82%B5%E3%83%9D%E3%83%BC%E3%83%88\"><\/span><strong>\u30e1\u30ea\u30c3\u30c82\uff1a\u521d\u5fc3\u8005\u306b\u3084\u3055\u3057\u3044\u6295\u8cc7\u30b5\u30dd\u30fc\u30c8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u521d\u5fc3\u8005\u304c\u5b89\u5fc3\u3057\u3066\u59cb\u3081\u3089\u308c\u308b\u3088\u3046\u3001\u69d8\u3005\u306a\u30b5\u30dd\u30fc\u30c8\u6a5f\u80fd\u304c\u7528\u610f\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e3b\u306a\u30b5\u30dd\u30fc\u30c8\u6a5f\u80fd<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6295\u8cc7\u8a3a\u65ad\u30c4\u30fc\u30eb<\/li>\n\n\n\n<li>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u3088\u308b\u8cc7\u7523\u904b\u7528\u63d0\u6848<\/li>\n\n\n\n<li>\u8c4a\u5bcc\u306a\u6295\u8cc7\u6559\u80b2\u30b3\u30f3\u30c6\u30f3\u30c4<\/li>\n\n\n\n<li>\u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30dd\u30fc\u30c8\uff08\u96fb\u8a71\u30fb\u30c1\u30e3\u30c3\u30c8\uff09<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%883%EF%BC%9A%E3%82%B9%E3%83%9E%E3%83%BC%E3%83%88%E3%83%95%E3%82%A9%E3%83%B3%E7%89%B9%E5%8C%96%E3%81%AE%E5%8F%96%E5%BC%95%E7%92%B0%E5%A2%83\"><\/span><strong>\u30e1\u30ea\u30c3\u30c83\uff1a\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u7279\u5316\u306e\u53d6\u5f15\u74b0\u5883<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u4ee3\u306e\u6295\u8cc7\u30b9\u30bf\u30a4\u30eb\u306b\u5408\u308f\u305b\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3067\u306e\u53d6\u5f15\u306b\u7279\u306b\u529b\u3092\u5165\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u30b9\u30de\u30db\u30a2\u30d7\u30ea\u306e\u7279\u5fb4<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76f4\u611f\u7684\u306a\u64cd\u4f5c\u6027<\/li>\n\n\n\n<li>\u9ad8\u901f\u7d04\u5b9a\u30b7\u30b9\u30c6\u30e0<\/li>\n\n\n\n<li>\u30d7\u30c3\u30b7\u30e5\u901a\u77e5\u306b\u3088\u308b\u91cd\u8981\u60c5\u5831\u306e\u914d\u4fe1<\/li>\n\n\n\n<li>\u30aa\u30d5\u30e9\u30a4\u30f3\u6642\u3067\u3082\u898b\u3089\u308c\u308b\u6295\u8cc7\u60c5\u5831<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%884%EF%BC%9A%E4%B8%89%E8%8F%B1UFJ%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%E3%81%A8%E3%81%AE%E9%80%A3%E6%90%BA%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span><strong>\u30e1\u30ea\u30c3\u30c84\uff1a\u4e09\u83f1UFJ\u30b0\u30eb\u30fc\u30d7\u3068\u306e\u9023\u643a\u30e1\u30ea\u30c3\u30c8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u9280\u884c\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u30b0\u30eb\u30fc\u30d7\u5404\u793e\u3068\u306e\u9023\u643a\u306b\u3088\u308a\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u3092\u4eab\u53d7\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9280\u884c\u53e3\u5ea7\u304b\u3089\u306e\u5373\u5ea7\u5165\u91d1<\/li>\n\n\n\n<li>\u30b0\u30eb\u30fc\u30d7\u5171\u901a\u30dd\u30a4\u30f3\u30c8\u306e\u6d3b\u7528<\/li>\n\n\n\n<li>\u7dcf\u5408\u7684\u306a\u8cc7\u7523\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9<\/li>\n\n\n\n<li>\u512a\u9047\u91d1\u5229\u3084\u624b\u6570\u6599\u5272\u5f15\u306e\u53ef\u80fd\u6027<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%885%EF%BC%9A%E5%85%85%E5%AE%9F%E3%81%97%E3%81%9F%E3%83%AA%E3%82%B5%E3%83%BC%E3%83%81%E6%83%85%E5%A0%B1\"><\/span><strong>\u30e1\u30ea\u30c3\u30c85\uff1a\u5145\u5b9f\u3057\u305f\u30ea\u30b5\u30fc\u30c1\u60c5\u5831<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u5224\u65ad\u306b\u5fc5\u8981\u306a\u60c5\u5831\u3092\u5e45\u5e83\u304f\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u63d0\u4f9b\u60c5\u5831\u306e\u4f8b<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u56fd\u5185\u5916\u306e\u5e02\u5834\u5206\u6790\u30ec\u30dd\u30fc\u30c8<\/li>\n\n\n\n<li>\u4f01\u696d\u696d\u7e3e\u5206\u6790<\/li>\n\n\n\n<li>\u7d4c\u6e08\u6307\u6a19\u89e3\u8aac<\/li>\n\n\n\n<li>\u6295\u8cc7\u6226\u7565\u63d0\u6848<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%83%AA%E3%83%83%E3%83%886%EF%BC%9ANISA%E3%83%BB%E3%81%A4%E3%81%BF%E3%81%9F%E3%81%A6NISA%E5%AF%BE%E5%BF%9C\"><\/span><strong>\u30e1\u30ea\u30c3\u30c86\uff1aNISA\u30fb\u3064\u307f\u305f\u3066NISA\u5bfe\u5fdc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7a0e\u5236\u512a\u9047\u5236\u5ea6\u3067\u3042\u308bNISA\u30fb\u3064\u307f\u305f\u3066NISA\u306b\u5b8c\u5168\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u7a0e\u52b9\u7387\u306e\u826f\u3044\u6295\u8cc7\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>NISA\u5bfe\u5fdc\u306e\u7279\u5fb4<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u624b\u6570\u6599\u7121\u6599\u3067\u306e\u53d6\u5f15<\/li>\n\n\n\n<li>\u3064\u307f\u305f\u3066NISA\u5bfe\u8c61\u5546\u54c1\u306e\u8c4a\u5bcc\u306a\u54c1\u63c3\u3048<\/li>\n\n\n\n<li>\u81ea\u52d5\u7a4d\u7acb\u8a2d\u5b9a\u306e\u67d4\u8edf\u6027<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%89%E8%8F%B1UFJ_e%E3%82%B9%E3%83%9E%E3%83%BC%E3%83%88%E8%A8%BC%E5%88%B8%E3%81%AE%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%88\"><\/span><strong>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u30c7\u30e1\u30ea\u30c3\u30c8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%881%EF%BC%9A%E6%AF%94%E8%BC%83%E7%9A%84%E6%96%B0%E3%81%97%E3%81%84%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%AE%E3%81%9F%E3%82%81%E5%AE%9F%E7%B8%BE%E3%81%8C%E5%B0%91%E3%81%AA%E3%81%84\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c81\uff1a\u6bd4\u8f03\u7684\u65b0\u3057\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u305f\u3081\u5b9f\u7e3e\u304c\u5c11\u306a\u3044<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2023\u5e74\u958b\u59cb\u306e\u65b0\u3057\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u305f\u3081\u3001\u9577\u671f\u7684\u306a\u904b\u55b6\u5b9f\u7e3e\u3084\u30c8\u30e9\u30d6\u30eb\u5bfe\u5fdc\u306e\u5b9f\u7e3e\u304c\u9650\u5b9a\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8003\u616e\u3059\u3079\u304d\u70b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30b7\u30b9\u30c6\u30e0\u30c8\u30e9\u30d6\u30eb\u6642\u306e\u5bfe\u5fdc\u5b9f\u7e3e<\/li>\n\n\n\n<li>\u5e02\u5834\u6025\u5909\u6642\u306e\u30b5\u30fc\u30d3\u30b9\u5b89\u5b9a\u6027<\/li>\n\n\n\n<li>\u9577\u671f\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u7d99\u7d9a\u6027<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%882%EF%BC%9A%E5%8F%96%E3%82%8A%E6%89%B1%E3%81%84%E5%95%86%E5%93%81%E3%81%AE%E5%88%B6%E9%99%90\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c82\uff1a\u53d6\u308a\u6271\u3044\u5546\u54c1\u306e\u5236\u9650<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed6\u306e\u5927\u624b\u30cd\u30c3\u30c8\u8a3c\u5238\u3068\u6bd4\u8f03\u3059\u308b\u3068\u3001\u53d6\u308a\u6271\u3044\u5546\u54c1\u304c\u3084\u3084\u9650\u5b9a\u7684\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5236\u9650\u3055\u308c\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u5546\u54c1<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u90e8\u306e\u5916\u56fd\u682a\u5f0f\u5e02\u5834<\/li>\n\n\n\n<li>\u30c7\u30ea\u30d0\u30c6\u30a3\u30d6\u5546\u54c1\u306e\u7a2e\u985e<\/li>\n\n\n\n<li>\u50b5\u5238\u306e\u53d6\u308a\u6271\u3044\u7bc4\u56f2<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%883%EF%BC%9A%E6%8A%95%E8%B3%87%E4%B8%8A%E7%B4%9A%E8%80%85%E5%90%91%E3%81%91%E6%A9%9F%E8%83%BD%E3%81%AE%E4%B8%8D%E8%B6%B3\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c83\uff1a\u6295\u8cc7\u4e0a\u7d1a\u8005\u5411\u3051\u6a5f\u80fd\u306e\u4e0d\u8db3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u7d4c\u9a13\u8c4a\u5bcc\u306a\u4e0a\u7d1a\u8005\u304c\u6c42\u3081\u308b\u9ad8\u5ea6\u306a\u6a5f\u80fd\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e0d\u8db3\u3059\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u6a5f\u80fd<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u5ea6\u306a\u30c6\u30af\u30cb\u30ab\u30eb\u5206\u6790\u30c4\u30fc\u30eb<\/li>\n\n\n\n<li>\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u53d6\u5f15\u6a5f\u80fd<\/li>\n\n\n\n<li>\u8907\u96d1\u306a\u6ce8\u6587\u65b9\u6cd5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%884%EF%BC%9A%E6%83%85%E5%A0%B1%E3%81%AE%E6%B7%B1%E3%81%95%E3%81%A8%E5%B9%85\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c84\uff1a\u60c5\u5831\u306e\u6df1\u3055\u3068\u5e45<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8001\u8217\u8a3c\u5238\u4f1a\u793e\u3068\u6bd4\u8f03\u3059\u308b\u3068\u3001\u63d0\u4f9b\u3055\u308c\u308b\u6295\u8cc7\u60c5\u5831\u306e\u6df1\u3055\u3084\u5e45\u304c\u9650\u5b9a\u7684\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%885%EF%BC%9A%E5%AE%9F%E5%BA%97%E8%88%97%E3%81%A7%E3%81%AE%E3%82%B5%E3%83%9D%E3%83%BC%E3%83%88%E3%81%8C%E9%99%90%E5%AE%9A%E7%9A%84\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c85\uff1a\u5b9f\u5e97\u8217\u3067\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u9650\u5b9a\u7684<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u5168\u306b\u30c7\u30b8\u30bf\u30eb\u7279\u5316\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u5bfe\u9762\u3067\u306e\u30b5\u30dd\u30fc\u30c8\u3092\u6c42\u3081\u308b\u9867\u5ba2\u306b\u306f\u4e0d\u5411\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%87%E3%83%A1%E3%83%AA%E3%83%83%E3%83%886%EF%BC%9A%E6%B5%B7%E5%A4%96%E6%8A%95%E8%B3%87%E3%81%AE%E9%81%B8%E6%8A%9E%E8%82%A2\"><\/span><strong>\u30c7\u30e1\u30ea\u30c3\u30c86\uff1a\u6d77\u5916\u6295\u8cc7\u306e\u9078\u629e\u80a2<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7c73\u56fd\u682a\u5f0f\u4ee5\u5916\u306e\u6d77\u5916\u6295\u8cc7\u306e\u9078\u629e\u80a2\u304c\u9650\u5b9a\u7684\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%96%E7%A4%BE%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\"><\/span><strong>\u4ed6\u793e\u3068\u306e\u6bd4\u8f03<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%A5%BD%E5%A4%A9%E8%A8%BC%E5%88%B8%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\"><\/span><strong>\u697d\u5929\u8a3c\u5238\u3068\u306e\u6bd4\u8f03<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u697d\u5929\u8a3c\u5238\u306e\u512a\u4f4d\u70b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u3088\u308a\u8c4a\u5bcc\u306a\u5546\u54c1\u30e9\u30a4\u30f3\u30a2\u30c3\u30d7<\/li>\n\n\n\n<li>\u697d\u5929\u30dd\u30a4\u30f3\u30c8\u3068\u306e\u9023\u643a<\/li>\n\n\n\n<li>\u9577\u3044\u904b\u55b6\u5b9f\u7e3e<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u512a\u4f4d\u70b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u3088\u308a\u30b7\u30f3\u30d7\u30eb\u306a\u64cd\u4f5c\u6027<\/li>\n\n\n\n<li>\u4e09\u83f1UFJ\u30b0\u30eb\u30fc\u30d7\u306e\u4fe1\u983c\u6027<\/li>\n\n\n\n<li>au Pay\u30ab\u30fc\u30c9\u3001Ponta\u30dd\u30a4\u30f3\u30c8\u3068\u306e\u9023\u643a<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SBI%E8%A8%BC%E5%88%B8%E3%81%A8%E3%81%AE%E6%AF%94%E8%BC%83\"><\/span><strong>SBI\u8a3c\u5238\u3068\u306e\u6bd4\u8f03<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>SBI\u8a3c\u5238\u306e\u512a\u4f4d\u70b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u56fd\u5185\u6700\u5927\u306e\u53e3\u5ea7\u6570\u3068\u5b9f\u7e3e<\/li>\n\n\n\n<li>\u8c4a\u5bcc\u306a\u6295\u8cc7\u5546\u54c1<\/li>\n\n\n\n<li>\u9ad8\u5ea6\u306a\u53d6\u5f15\u30c4\u30fc\u30eb<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u512a\u4f4d\u70b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u3088\u308a\u76f4\u611f\u7684\u306a\u30a2\u30d7\u30ea\u8a2d\u8a08<\/li>\n\n\n\n<li>\u521d\u5fc3\u8005\u5411\u3051\u306e\u30b7\u30f3\u30d7\u30eb\u3055<\/li>\n\n\n\n<li>\u5927\u624b\u9280\u884c\u30b0\u30eb\u30fc\u30d7\u3068\u306e\u9023\u643a<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8F%A3%E5%BA%A7%E9%96%8B%E8%A8%AD%E3%81%AE%E6%B5%81%E3%82%8C\"><\/span><strong>\u53e3\u5ea7\u958b\u8a2d\u306e\u6d41\u308c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step1%EF%BC%9A%E5%BF%85%E8%A6%81%E6%9B%B8%E9%A1%9E%E3%81%AE%E6%BA%96%E5%82%99\"><\/span><strong>Step1\uff1a\u5fc5\u8981\u66f8\u985e\u306e\u6e96\u5099<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\uff08\u904b\u8ee2\u514d\u8a31\u8a3c\u3001\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u306a\u3069\uff09<\/li>\n\n\n\n<li>\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u78ba\u8a8d\u66f8\u985e<\/li>\n\n\n\n<li>\u9280\u884c\u53e3\u5ea7\u60c5\u5831<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step2%EF%BC%9A%E3%82%AA%E3%83%B3%E3%83%A9%E3%82%A4%E3%83%B3%E7%94%B3%E3%81%97%E8%BE%BC%E3%81%BF\"><\/span><strong>Step2\uff1a\u30aa\u30f3\u30e9\u30a4\u30f3\u7533\u3057\u8fbc\u307f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u516c\u5f0f\u30b5\u30a4\u30c8\u304b\u3089\u53e3\u5ea7\u958b\u8a2d\u7533\u3057\u8fbc\u307f\u30d5\u30a9\u30fc\u30e0\u306b\u5fc5\u8981\u4e8b\u9805\u3092\u5165\u529b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step3%EF%BC%9A%E6%9B%B8%E9%A1%9E%E3%81%AE%E6%8F%90%E5%87%BA\"><\/span><strong>Step3\uff1a\u66f8\u985e\u306e\u63d0\u51fa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3067\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3092\u64ae\u5f71\u3057\u3001\u30a2\u30c3\u30d7\u30ed\u30fc\u30c9\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step4%EF%BC%9A%E5%AF%A9%E6%9F%BB%E3%83%BB%E5%8F%A3%E5%BA%A7%E9%96%8B%E8%A8%AD\"><\/span><strong>Step4\uff1a\u5be9\u67fb\u30fb\u53e3\u5ea7\u958b\u8a2d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u5e381-2\u55b6\u696d\u65e5\u3067\u5be9\u67fb\u304c\u5b8c\u4e86\u3057\u3001\u30ed\u30b0\u30a4\u30f3\u60c5\u5831\u304c\u90f5\u9001\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step5%EF%BC%9A%E5%88%9D%E5%9B%9E%E3%83%AD%E3%82%B0%E3%82%A4%E3%83%B3%E3%83%BB%E8%A8%AD%E5%AE%9A\"><\/span><strong>Step5\uff1a\u521d\u56de\u30ed\u30b0\u30a4\u30f3\u30fb\u8a2d\u5b9a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c4a\u3044\u305f\u30ed\u30b0\u30a4\u30f3\u60c5\u5831\u3067\u30a2\u30af\u30bb\u30b9\u3057\u3001\u521d\u671f\u8a2d\u5b9a\u3092\u5b8c\u4e86\u3055\u305b\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E5%88%9D%E5%BF%83%E8%80%85%E3%81%AB%E3%81%8A%E3%81%99%E3%81%99%E3%82%81%E3%81%AE%E7%90%86%E7%94%B1\"><\/span><strong>\u6295\u8cc7\u521d\u5fc3\u8005\u306b\u304a\u3059\u3059\u3081\u306e\u7406\u7531<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%E7%9B%B4%E6%84%9F%E7%9A%84%E3%81%AA%E6%93%8D%E4%BD%9C%E6%80%A7\"><\/span><strong>1. \u76f4\u611f\u7684\u306a\u64cd\u4f5c\u6027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u96d1\u306a\u6a5f\u80fd\u3092\u6392\u9664\u3057\u3001\u672c\u5f53\u306b\u5fc5\u8981\u306a\u6a5f\u80fd\u306b\u7d5e\u3063\u305f\u8a2d\u8a08\u306b\u3088\u308a\u3001\u6295\u8cc7\u521d\u5fc3\u8005\u3067\u3082\u8ff7\u308f\u305a\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%E6%95%99%E8%82%B2%E3%82%B3%E3%83%B3%E3%83%86%E3%83%B3%E3%83%84%E3%81%AE%E5%85%85%E5%AE%9F\"><\/span><strong>2. \u6559\u80b2\u30b3\u30f3\u30c6\u30f3\u30c4\u306e\u5145\u5b9f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u306e\u57fa\u790e\u304b\u3089\u5fdc\u7528\u307e\u3067\u3001\u6bb5\u968e\u7684\u306b\u5b66\u3079\u308b\u30b3\u30f3\u30c6\u30f3\u30c4\u304c\u8c4a\u5bcc\u306b\u7528\u610f\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%E5%B0%91%E9%A1%8D%E3%81%8B%E3%82%89%E3%81%AE%E6%8A%95%E8%B3%87%E3%81%8C%E5%8F%AF%E8%83%BD\"><\/span><strong>3. \u5c11\u984d\u304b\u3089\u306e\u6295\u8cc7\u304c\u53ef\u80fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u4fe1\u8a17\u306e\u7a4d\u7acb\u6295\u8cc7\u306f100\u5186\u304b\u3089\u53ef\u80fd\u3067\u3001\u7121\u7406\u306e\u306a\u3044\u91d1\u984d\u304b\u3089\u6295\u8cc7\u3092\u59cb\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%E5%AE%89%E5%BF%83%E3%81%AE%E5%A4%A7%E6%89%8B%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97\"><\/span><strong>4. \u5b89\u5fc3\u306e\u5927\u624b\u30b0\u30eb\u30fc\u30d7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7\u306e\u4fe1\u983c\u6027\u306b\u3088\u308a\u3001\u521d\u5fc3\u8005\u3067\u3082\u5b89\u5fc3\u3057\u3066\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E4%B8%8A%E7%B4%9A%E8%80%85%E3%81%AE%E8%A6%96%E7%82%B9\"><\/span><strong>\u6295\u8cc7\u4e0a\u7d1a\u8005\u306e\u8996\u70b9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%94%A8%E4%BE%A1%E5%80%A4%E3%81%AE%E3%81%82%E3%82%8B%E7%82%B9\"><\/span><strong>\u5229\u7528\u4fa1\u5024\u306e\u3042\u308b\u70b9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30b7\u30f3\u30d7\u30eb\u3067\u9ad8\u901f\u306a\u7d04\u5b9a\u30b7\u30b9\u30c6\u30e0<\/li>\n\n\n\n<li>\u4f4e\u30b3\u30b9\u30c8\u69cb\u9020<\/li>\n\n\n\n<li>\u4e09\u83f1UFJ\u30b0\u30eb\u30fc\u30d7\u3068\u306e\u9023\u643a\u30e1\u30ea\u30c3\u30c8<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%89%A9%E8%B6%B3%E3%82%8A%E3%81%AA%E3%81%84%E5%8F%AF%E8%83%BD%E6%80%A7%E3%81%AE%E3%81%82%E3%82%8B%E7%82%B9\"><\/span><strong>\u7269\u8db3\u308a\u306a\u3044\u53ef\u80fd\u6027\u306e\u3042\u308b\u70b9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u5ea6\u306a\u5206\u6790\u30c4\u30fc\u30eb\u306e\u4e0d\u8db3<\/li>\n\n\n\n<li>\u5546\u54c1\u30e9\u30a4\u30f3\u30a2\u30c3\u30d7\u306e\u9650\u5b9a\u6027<\/li>\n\n\n\n<li>\u4e0a\u7d1a\u8005\u5411\u3051\u6ce8\u6587\u6a5f\u80fd\u306e\u5236\u9650<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%8A%E5%BE%8C%E3%81%AE%E7%99%BA%E5%B1%95%E4%BA%88%E6%83%B3\"><\/span><strong>\u4eca\u5f8c\u306e\u767a\u5c55\u4e88\u60f3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306f\u59cb\u307e\u3063\u305f\u3070\u304b\u308a\u306e\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u304c\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u767a\u5c55\u304c\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9F%AD%E6%9C%9F%E7%9A%84%E3%81%AA%E7%99%BA%E5%B1%95%EF%BC%881-2%E5%B9%B4%EF%BC%89\"><\/span><strong>\u77ed\u671f\u7684\u306a\u767a\u5c55\uff081-2\u5e74\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53d6\u308a\u6271\u3044\u5546\u54c1\u306e\u62e1\u5145<\/li>\n\n\n\n<li>\u30a2\u30d7\u30ea\u6a5f\u80fd\u306e\u5411\u4e0a<\/li>\n\n\n\n<li>\u30e6\u30fc\u30b6\u30fc\u30d9\u30fc\u30b9\u306e\u62e1\u5927<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%B8%AD%E9%95%B7%E6%9C%9F%E7%9A%84%E3%81%AA%E7%99%BA%E5%B1%95%EF%BC%883-5%E5%B9%B4%EF%BC%89\"><\/span><strong>\u4e2d\u9577\u671f\u7684\u306a\u767a\u5c55\uff083-5\u5e74\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI\u6280\u8853\u3092\u6d3b\u7528\u3057\u305f\u6295\u8cc7\u52a9\u8a00\u6a5f\u80fd<\/li>\n\n\n\n<li>\u30b0\u30eb\u30fc\u30d7\u5185\u9023\u643a\u306e\u5f37\u5316<\/li>\n\n\n\n<li>\u6d77\u5916\u5c55\u958b\u306e\u53ef\u80fd\u6027<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%81%BE%E3%81%A8%E3%82%81\"><\/span><strong>\u307e\u3068\u3081<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306f\u3001\u6295\u8cc7\u521d\u5fc3\u8005\u304b\u3089\u4e2d\u7d1a\u8005\u306b\u3068\u3063\u3066\u9b45\u529b\u7684\u306a\u9078\u629e\u80a2\u3068\u306a\u308b\u8a3c\u5238\u4f1a\u793e\u3067\u3059\u3002\u30b7\u30f3\u30d7\u30eb\u3067\u4f7f\u3044\u3084\u3059\u3044\u30a2\u30d7\u30ea\u3001\u7af6\u4e89\u529b\u306e\u3042\u308b\u624b\u6570\u6599\u4f53\u7cfb\u3001\u305d\u3057\u3066\u4e09\u83f1UFJ\u30b0\u30eb\u30fc\u30d7\u306e\u4fe1\u983c\u6027\u304c\u4e3b\u306a\u9b45\u529b\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u3053\u3093\u306a\u65b9\u306b\u304a\u3059\u3059\u3081<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6295\u8cc7\u3092\u59cb\u3081\u305f\u3070\u304b\u308a\u306e\u521d\u5fc3\u8005<\/li>\n\n\n\n<li>\u30b7\u30f3\u30d7\u30eb\u3067\u4f7f\u3044\u3084\u3059\u3044\u30a2\u30d7\u30ea\u3092\u6c42\u3081\u308b\u65b9<\/li>\n\n\n\n<li>\u4e09\u83f1UFJ\u9280\u884c\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u65b9<\/li>\n\n\n\n<li>\u9577\u671f\u6295\u8cc7\u3092\u8003\u3048\u3066\u3044\u308b\u65b9<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u691c\u8a0e\u304c\u5fc5\u8981\u306a\u65b9<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u5ea6\u306a\u53d6\u5f15\u6a5f\u80fd\u3092\u6c42\u3081\u308b\u4e0a\u7d1a\u8005<\/li>\n\n\n\n<li>\u5e45\u5e83\u3044\u5546\u54c1\u3078\u306e\u6295\u8cc7\u3092\u8003\u3048\u3066\u3044\u308b\u65b9<\/li>\n\n\n\n<li>\u5b9f\u5e97\u8217\u3067\u306e\u30b5\u30dd\u30fc\u30c8\u3092\u91cd\u8996\u3059\u308b\u65b9<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u7d42\u7684\u306a\u8a3c\u5238\u4f1a\u793e\u9078\u3073\u306f\u3001\u3054\u81ea\u8eab\u306e\u6295\u8cc7\u30b9\u30bf\u30a4\u30eb\u3001\u7d4c\u9a13\u3001\u76ee\u7684\u306b\u5408\u308f\u305b\u3066\u5224\u65ad\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<strong><span class=\"pre--maker span-stk-maker-yellow\">\u4e09\u83f1UFJ e\u30b9\u30de\u30fc\u30c8\u8a3c\u5238\u306e\u7279\u5fb4\u3092\u7406\u89e3\u3057\u305f\u4e0a\u3067\u3001\u4ed6\u793e\u3068\u3082\u6bd4\u8f03\u691c\u8a0e\u3057\u3001\u6700\u9069\u306a\u6295\u8cc7\u74b0\u5883\u3092\u898b\u3064\u3051\u3066\u3044\u305f\u3060\u3051\u308c\u3070\u3068\u601d\u3044\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6295\u8cc7\u306f\u81ea\u5df1\u8cac\u4efb\u3067\u884c\u3046\u3082\u306e\u3067\u3059\u304c\u3001\u9069\u5207\u306a\u8a3c\u5238\u4f1a\u793e\u9078\u3073\u306f\u6210\u529f\u3078\u306e\u7b2c\u4e00\u6b69\u3068\u306a\u308a\u307e\u3059\u3002\u4e09\u83f1UFJ 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